Bachelor of Science (Honours) in Actuarial Studies and Insurance (BSC-AIN) 精算及保險(榮譽)理學士 JUPAS JSSH02 精算及保險(榮譽)理學士 Bachelor of Science (Honours) in Actuarial Studies and Insurance 香港恒生大學 THE HANG SENG UNIVERSITY OF HONG KONG Unique Programme Features 課程特色 Actuarial Studies 精算 Develop students’ ability to apply blended skills in statistics, business and computing to design insurance products and maintain the financial stability of insurance companies. 培育學生，讓他們能靈活運用統計、商業及電腦等知識和技巧，為保險公司設計及分析產品，並確保公司財政穩健。 Insurance 保險 Provide practical insurance knowledge to prepare students to take up professional roles in back office of insurance companies. Talents in the areas of underwriting, claims, product development, etc are essential to support daily operations of insurance companies. 為學生提供保險實務，如核保、理賠、產品開發等知識。上述專業知識為保險後勤部門不可或缺的重要部分。 Strong Market Demand and Shortage of Talent 市場需求及人才短缺 The insurance industry in Hong Kong is experiencing a rapid growth and in need of a continuous supply of young talents. The total gross premiums of Hong Kong insurance industry in 2019 amounted to $580.2 billion, which is an increase of 9.1% over 20181. Despite the excellent career prospect that the industry can offer, there is a lack of opportunities for young people to understand the career paths of various insurance specialities. Also, the education on insurance professions cannot catch up with the fast development of the industry. As a result, the newcomers fall short in meeting the strong demand of human resources in the market. 香港保險業發展蓬勃，市場一直求才若渴。2019 年香港保險業毛保費總額為5,802 億港元，較2018年增長9.1%1。雖然保險業界能為年輕人提供良好的就業及發展階梯，但年輕人欠缺機會了解保險各個專業範疇以及其就業前景。此外，本地關於保險專業的教育未能 配合行業快速增長，以致入行人手不足以滿足業界對專才的需求。 1 Insurance Authority releases provisional statistics of Hong Kong insurance industry for 2019 (https://www.ia.org.hk/tc/infocenter/press_releases/20200313.html) Study Subsidy Scheme for Designated Professions/Sectors (SSSDP) 指定專業/界別課程資助計劃 To meet the social need of insurance back office professionals, our Programme has been selected under SSSDP. Students of our Programme, admitted via JUPAS, will be granted an annual tuition fee subsidy up to HK$44,100. 由於保險業後勤專才需求殷切，本課程獲納入教育局的指定專業/界別課程資助計劃。經 JUPAS 申請入讀本課程的學生，每年可獲最高 44,100 港元學費資助。 1 Mentorship Programme 師友計劃 2 Student Exchange Programme ￿學生交流計劃 3 Consulation Day 恒大課程諮詢日 4 Actuarial Society of Hong Kong Examination Briefing Session 香港精算學會考試簡介會 5 Peer & Personal Tutor Programmes 朋輩及導師指導計劃 6 Joint-School Competition ￿聯校比賽 7 ‘The New Code of Conduct for the Insurance Industry’ Seminar 「保險業新專業守則」講座 Programme Structure 課程結構 Our BSC-AIN Programme consists of 41 modules (126 credits), including: 精算及保險￿(￿榮譽￿)￿理學士學位課程包含41￿個單元科目￿(126￿個學分￿)，其中包括以下必修科目￿: Common Core Curriculum 共同核心課程 Year 1-2 (第一年至第二年) • Intro to Linear Algebra and Calculus 線性代數及微積分概論 • Freshman Chinese 大一國文 • Chinese Literature Appreciation 中國文學欣賞 • Applied Putonghua 應用普通話 • Contemporary Information Technologies 當代資訊科技 • Eng for Effective Communication 高效傳訊英語 • Eng for Academic Purposes 學術英語寫作 • Eng for Business Communication 商業傳訊英語 • Perspectives on GE 通識概論 Business Education 商學教育 Year 1-2 (第一年至第二年) • Financial Accounting 財務會計 • Principles of Marketing 市場學原理 • Business Economics 1 商業經濟學(一) • Business Economics 2 商業經濟學(二) • Financial Management 財務管理 • Principles of Management 管理學原理 Year 3-4 (第三年至第四年) • Hong Kong Business Law 香港商務法 • Corporate Finance 公司財務學 Actuarial Studies and Insurance 精算及保險 Year 1-2 (第一年至第二年) • Math for Actuarial Studies & Insurance 精算及保險應用數學 • Life Contingencies I 壽險精算(一) • Intl Insurance Principles & Mkts 國際保險原理及市場 • Foundations of Data Sciences 概率論及數理統計 • Probability and Statistical Theory 概率及統計理論 • Financial Math 金融數學 Year 3-4 (第三年至第四年) • Investment and Risk Analysis 投資及風險分析 • Life and Health Insurance 人壽及醫療保險 • Property and Liability Insurance 財產及意外保險 • Software Applications for Insurance 軟件實務及保險應用 • Derivatives Valuation 衍生工具模型及估值 • Final Year Project 畢業專題研習 • Business Regression Analysis 商業回歸分析 • Financial Time Series for Business Intelligence 時間序列及商業智能分析 Entry Requirements 入學要求 Q : What are the HKDSE entry requirements for the Programme? 問：￿￿ 對於香港中學文憑試考生，課程有何入學要求﹖ A : For HKDSE candidates, the minimum entry requirements are level 3 in Chinese Language, English Language, Mathematics (Compulsory), and level 2 in Liberal Studies and one elective subject. 答： 入學要求為中文、英文、數學（必修部分）3 級或以上，通識教育及另一選修科￿2￿級或以上。 Q : Which HKDSE subjects have heavier weights for Programme admission? 問：￿￿ 哪些香港中學文憑試的科目在收生時會佔較大比重？ A : The results of English, Mathematics (Compulsory), Mathematics Extended Part Module1 or 2 (M1/M2), Business, Accounting and Financial Studies (BAFS) and Physics have heavier weights. 答： 英文、數學（必修部分）、數學延伸部分單元一或二￿ (M1/M2)、企業、會計與財務概論、經濟和物理的成績在收生時會佔較大比重。 Professional Recognition 專業認可 • Casualty Actuarial Society 北美產險精算學會 • Chartered Insurance Institute 英國特許保險學會 • Society of Actuaries 北美精算學會 Internship Opportunities 實習機會 The Hang Seng University of Hong Kong collaborates with more than 200 companies or organisations worldwide which have provided over 1,000 internship places to our students in 2019/2020. 在 2019/2020 學年，香港恒生大學與業界共逾 200 間機構，為本校學生提供超過 1,000 個實習機會。 Participating organisations include: 參與機構包括 : • AIA 友邦 • Aon Hong Kong 怡安香港 • AXA 安盛 • FTLife 富通 • Generali Life 忠意人壽 • Insurance Authority 保險業監管局 • Manulife 宏利 • Sun Life Hong Kong 香港永明金融 • Chubb 安達保險 • Prudential 英國保誠 • BOC Life 中銀人壽 • BE Reinsurance 永和再保險 • Zurich Insurance 蘇黎世保險 Scholarships 獎學金 • The Hong Kong Federation of Insurers Scholarships 香港保險業聯會獎學金 • CMG Subject Prize on Life and Health Insurance 安基國際科目獎：人壽及醫療保險 • CMG Subject Prize on Property and Liability Insurance 安基國際科目獎：財產及意外保險 Career Prospects 就業前景 Actuary 精算師 Product Manager 產品經理 Risk Analyst 風險分析師 Insurance Administrator 保險行政主任 Claims Officer 理賠主任 Underwriter 核保主任 Q: What does an actuary do? A: An actuary manages the risk of insurance products. This includes the design and pricing of new insurance products, as well as review of existing insurance products. 問： 精算師的職責是 ? 答： 精算師的主要職責是為保險公司管理產品風險。職責包括設計新產品及為其定價，並為現有保險產品作出評核。 Q: What does an underwriter do? A: An underwriter reviews the applications from potential customers and decides whether an insurance policy or a loan can be issued to the customers. 問： 核保主任的職責是 ? 答： 核保主任的主要職責是為保險公司或銀行等金融機構審核申請人可否受保或獲批貸款。 Q: What does a claims officer do? A: A claims officer handles customers’ claims and calculates reimbursement to customers according to issued insurance policy. 問： 理賠主任的職責是 ? 答： 理賠主任的主要職責是為保險公司處理受保人的索賠，並在合約規定下計算賠償金。 ENQUIRIES ON APPLICATION AND ADMISSION 入學申請查詢 Applicants should submit their applications via JUPAS. 申請者必須經「大學聯合招生辦法」申請。 Tel 電話 : 3963 5231 Website 網頁 : mst.hsu.edu.hk/en/programmes/ain Email 電郵 : ain@hsu.edu.hk Address 地址 : Hang Shin Link, Siu Lek Yuen, Shatin, NT 新界沙田小瀝源行善里 In case of any discrepancy between the English and Chinese versions of the contents of this pamphlet, the English version shall prevail. 本課程簡介內容以英文版本為準，中文譯本僅供參考。 The Hang Seng University of Hong Kong is incorporated in Hong Kong with limited liability by guarantee. 香港恒生大學是一間於香港註冊成立之擔保有限公司。 Information updated as of September 2020. 有關資料更新至2020年9月。 QF Level: 5 QR Registration No.: 18/000848/L5 Registration Validity Period: 08/11/2018 to 31/08/2022